I'm so glad you could stop by. This is my personal blog of daily life and my journey through life. You will find a strong emphasis on family and friends as well as finding my ancestors through genealogy. Unlike my other blogs this blog is more of a catch-all so any topic is fair game.

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Thursday, November 10, 2011

Aggressively Dealing with a Skuzzball Telemarketer

The phone rang today with an important call from 1-403-255-8807 telling me they could lower my credit card interest.  Now first off, this is a huge scam so I'm writing this post as a warning to others.  Do not give them any information!  Report them to the CRTC and to Phonebusters.  What they do is charge your credit card a substantial fee then phone (although there have been reports of this being false) your credit card company requesting a lower interest rate.  When the credit card company says no, they report back to you after enough time has lapsed so as to not be able to reverse the charge on your credit card that they cannot get your rate lowered.  They have your money and you have just been scammed big time to the tune if reports are correct of $600 to $800! 

Here's how the conversation went:

representative: We have great news!  We can lower your current credit card interest rate to 6%
me:  How did you get this phone number? (It's a new phone number as we just moved.)

representative: My supervisor gave it to me.
me: Well your supervisor should not have given you our phone number.  Please remove it.

representative: No, no, no!
me: By law under the CRTC you are required to remove our phone number from your call list.

representative: No, no, no!  We are giving you a great deal like a sale.  (By now I am rolling my eyes!)
me: I don't need a deal.

representative: Yes you do because our records show you have a good credit history and pay your bills on time.
me: How did you get my credit history?  I did not give authorization for you to get any credit history!

representative: My supervisor gave it to me.
me:  Well your supervisor does not have the authorization to get my credit history.

representative:  Yes, yes, yes.  Credit history is public for anyone to get. (Bullsh*t!)
me: What is my name? (like I expected him to come back with one)

representative: Umm... (I cut him off.)
me: Here's a clue.  F-off and don't call here again! (I'm sure they will try calling again)

I seldom curse but this guy ticked me off and the knowledge that they will lure someone into their trap today made me madder!  I reported them to the CRTC and the appropriate fraud investigation units.  If they ever call this house again I will report them again but since I now have them on call block, I doubt they will get through without changing where they are calling from.  There is a good possibility of that because fraudulent scumbags do that just so they can rip others off there hard earned dollars.

Garden Gnome

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